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EMS HOME BUYING AND SELLING PROGRAMS IN WISCONSIN

I may not have served as an EMT or paramedic myself, but I understand the long shifts, the emergencies at all hours, and the weight of always putting others first. That’s why Reward Our Heroes™ is here — to make sure Wisconsin’s EMS professionals and their families receive the savings and support they deserve.
Check Your EMS Benefits

About Us

Emergency Medical Services professionals are there when we need them most — long shifts, high-pressure calls, and often for modest pay. Between unpredictable schedules and the rising cost of housing, owning a home in Wisconsin can feel out of reach.
That’s why I created Reward Our Heroes™ — to give Wisconsin EMTs and paramedics access to real savings, first responder mortgage programs, and local lenders who understand EMS income and challenges.
I may not have served as an EMT myself, but I understand the sacrifice — the long hours, missed family moments, and stress that come with the job. My mission is to make sure you and your family get every benefit you’ve earned through your service.
From paramedic home loans to Wisconsin EMT down payment assistance, we handle the complicated parts so you can focus on saving lives. Whether you’re exploring FHA loans for first responders, applying for EMS housing grants, or navigating paramedic mortgage options, Reward Our Heroes™ is here to protect your interests in real estate — because you protect ours in the field.

PROGRAM HIGHLIGHTS

Home Savings Program

“Wisconsin EMTs and paramedics save an average of $4,200 through the Reward Our Heroes™ Home Savings Program.”
Savings come from commission rebates, lender credits, and reduced fees. Whether you’re a first-time home buyer or using an EMS mortgage program, our Home Savings Program ensures you keep more money in your pocket.
about the Home SaVINGS

Recognition

“Wisconsin EMTs and paramedics are honored through our Hero of the Month and Hero of the Year Awards.”
These programs celebrate the dedication of first responders and complement the Home Savings, Scholarship, and Grant Programs — showing that your service matters both in the community and at home.
See recognition

Lifetime Support

“The Reward Our Heroes™ Lifetime Support Commitment ensures Wisconsin EMS professionals continue receiving resources long after closing on a home.”
From EMS mortgage education to workshops, recognition programs, and community events, our lifetime support keeps you connected to savings, scholarships, and grants well beyond your home purchase.
Explore Lifetime Support

Scholarship Program

“The Reward Our Heroes™ Scholarship Program supports Wisconsin EMTs, paramedics, and their families.”
We provide scholarships for EMTs, paramedics, and their children — helping families offset education costs while honoring the sacrifices of Wisconsin’s emergency medical professionals.
Visit our Scholarship

Grant Program

“The Reward Our Heroes™ Grant Program provides Wisconsin EMTs and paramedics with home grants and mini-grants.”
These grants help with home modifications, financial assistance, and repairs. Available to both full-time and volunteer EMS professionals, our grants ease the cost of homeownership — whether or not you’re using the Home Savings Program.
about the Home SaVINGS

How It Works

Connect

Work with Reward Our Heroes™ partners who specialize in serving Wisconsin EMTs and paramedics.
Connect with an EMS Specialist

Unlock Savings

Wisconsin EMTs and paramedics save an average of $4,200 through the Reward Our Heroes™ Home Savings Program.
  • Commission rebates, lender credits, reduced fees
  • Appraisal Repair Protection Program™ — if an FHA or VA appraisal calls for repairs, we cover up to $2,000 to keep your purchase on track
Calculate Your EMS Savings

Stack Your Benefits

Combine your home savings with EMS-specific scholarships and grants for you and your family.
  • Scholarships for EMTs, paramedics, and their children
  • EMS housing grants for modifications, financial assistance, and repairs
  • Benefits available for both full-time and volunteer EMS professionals
See EMS Grants & Scholarships

Lifetime Support

Your support doesn’t end at closing — it’s just beginning. From Hero of the Month recognition to EMS-focused workshops, events, and community programs, we’re here to provide ongoing resources and support.
Explore EMS Lifetime Support
Moving-with-military-carousal-home-page

Staff Sgt. Michael R

Grants

“Scholarship applications are now open for Wisconsin hero families!”
Read more
Carousal-home-page

Staff Sgt. Michael R

Scholarship

“Scholarship applications are now open for Wisconsin hero families!”
Read more
Carousal-home-page

Staff Sgt. Michael R

Grants

“Scholarship applications are now open for Wisconsin hero families!”
Read more
Carousal-home-page

Staff Sgt. Michael R

Grants

“Scholarship applications are now open for Wisconsin hero families!”
Read more

Celebrating Wisconsin’s Heroes of the Month

Every month, Reward Our Heroes™ recognizes a firefighter, teacher, veteran, police officer, or medical professional who goes above and beyond.
See All Heroes of the Month

Testimonials

Army Veteran
Army Veteran
Madison
"John walked me through the VA loan process and found programs I didn't know existed. Saved me over $5,000."
Navy Veteran
Navy Veteran
Waunakee
"Straight shooter. No fluff. Just made sure I got every benefit I earned."
Marine Veteran
Marine Veteran
Sun Prairie
"Finally someone who spoke my language and understood VA requirements. Smoothest home purchase I've ever had."

EMS & Paramedic FAQs (Wisconsin)

On average, EMS professionals save about $4,200 through commission rebates, lender credits, and reduced fees with Reward Our Heroes™.

Yes. Both EMTs and paramedics in Wisconsin are eligible for the Reward Our Heroes™ savings, whether they are full-time, part-time, or volunteer.

Yes. Reward Our Heroes™ connects EMS workers with grants and down payment assistance programs to make homeownership more affordable.

Both. EMS professionals save on buying and selling, with reduced commission costs and thousands back at closing.

Yes. Reward Our Heroes™ offers scholarships for EMS families, including children of EMTs and paramedics, to help offset education costs.

Both are eligible. Scholarships are available for EMS professionals pursuing additional education as well as for their children.

No. Savings apply whether you’re buying your first home, upgrading, downsizing, or relocating within Wisconsin.

All loan types qualify. Reward Our Heroes™ savings apply whether EMS professionals are using VA, FHA, or conventional loans.

Yes. EMS housing grants may cover home modifications, financial assistance, or repairs, helping paramedics and EMTs manage the costs of homeownership.

Simply connect with Reward Our Heroes™, get matched with program-approved partners, and your savings are applied at closing.

Yes. VA loans can be combined with down payment help, closing cost credits, and Reward Our Heroes savings for maximum benefit.

Reward Our Heroes is based in Dane County but serves veterans across Wisconsin.

Yes, Wisconsin offers property tax exemptions for disabled veterans. Veterans with 100% disability can get full property tax exemption on their primary residence.

 Absolutely. You can use your VA loan benefits multiple times through second-tier entitlement. Many veterans don't know they can have two VA loans at once or buy again after selling.

Yes, VA disability compensation counts as qualifying income for your VA loan. Lenders consider it stable, tax-free income which can strengthen your application.

 The VA requires homes to be safe, sound, and sanitary. We work with agents who know exactly what passes VA appraisal, saving you time and avoiding failed inspections.

Yes, typically after a 2-year waiting period. We have lenders who specialize in helping veterans rebuild and use their benefits again.

VA loan rates are typically competitive with or lower than conventional mortgages, plus no PMI saves you hundreds monthly. We'll connect you with lenders offering the best current VA rates.

Yes, qualifying surviving spouses can use VA loan benefits. We'll help determine your eligibility and guide you through the process.

Yes, with 90 days of active duty service or 6 years of drilling status. As an Air National Guard veteran myself, I know exactly how to verify your eligibility.

Ready to See Your EMS Benefits?

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